Privacy Policy

Last Updated: July 2026

Who We Are

This website, gtamortgagesolutions.ca, is operated by Paul Hunjan, a licensed Mortgage Broker in Ontario (FSRA Licence #M09001187), operating under MA Mortgage Architects (FSRA Brokerage Licence #12728), located at 256 Queen Street West, Brampton, ON L6X-1B1. We are committed to protecting your personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and Ontario's Mortgage Brokerages, Lenders and Administrators Act, 2006 (MBLAA).

What Information We Collect

• Information you provide: when you submit a form on this website, call, email, or message us on WhatsApp, we collect the information you choose to share — typically your name, phone number, email address, the city where your property is located, and a description of your mortgage situation.
• Information collected during a mortgage application: if you proceed to a mortgage application, we collect the additional information lenders require — such as income, employment, assets, liabilities, credit information (with your written consent), and property details. This is collected through the brokerage's secure application process, not through this website's forms.
• Technical information: this website uses Google Analytics (GA4) to understand how visitors use the site. Google Analytics uses cookies and collects information such as pages visited, approximate location, device type, and browser. This data is aggregated and does not identify you personally to us.

How We Use Your Information

• To respond to your inquiry and assess your mortgage options;
• To arrange mortgage financing on your behalf with lenders, where you instruct us to proceed;
• To meet legal and regulatory obligations, including record-keeping requirements under the MBLAA and FSRA rules;
• To improve this website and our services.

We do not sell, rent, or trade your personal information. We do not add you to marketing lists without your consent, and any commercial electronic messages we send comply with Canada's Anti-Spam Legislation (CASL) — you may unsubscribe at any time.

Who We Share Information With

• Lenders and mortgage insurers: with your consent, as part of arranging your mortgage — including banks, credit unions, trust companies, alternative lenders, private lenders, and Mortgage Investment Corporations (MICs);
• MA Mortgage Architects: the brokerage under which Paul Hunjan is licensed, for compliance and file administration;
• Service providers: our website forms are processed by Netlify; analytics are provided by Google; if you contact us via WhatsApp, your messages are handled by WhatsApp (Meta) under their own privacy terms;
• As required by law: where disclosure is required by legislation, regulation, or lawful authority, including FSRA.

Cookies & Analytics

This site uses Google Analytics cookies to measure site usage. You can decline cookies through your browser settings, or opt out of Google Analytics using the Google Analytics Opt-out Browser Add-on. Declining cookies does not affect your ability to use this website or contact us.

How Long We Keep Your Information

Inquiry information is retained only as long as needed to respond to and follow up on your inquiry. Mortgage transaction records are retained as required by the MBLAA and FSRA record-keeping rules — generally six years following the completion or expiry of a transaction — after which they are securely destroyed.

How We Protect Your Information

We use appropriate physical, technical, and administrative safeguards to protect personal information against loss, theft, and unauthorized access. This website is served over HTTPS, and form submissions are transmitted securely. Application documents are handled through the brokerage's secure systems rather than by unencrypted email wherever possible.

Your Rights

• You may request access to the personal information we hold about you and ask that inaccuracies be corrected;
• You may withdraw consent to the collection, use, or disclosure of your information at any time, subject to legal and contractual restrictions (note that withdrawing consent may limit our ability to arrange a mortgage for you);
• You may ask questions or make a complaint about our privacy practices at any time.

If you are not satisfied with our response to a privacy concern, you may contact the Office of the Privacy Commissioner of Canada.

Third-Party Links

This website contains links to third-party websites (such as lender sites, FSRA, and Google review pages). We are not responsible for the privacy practices of those websites and encourage you to review their policies.

Changes to This Policy

We may update this policy from time to time. The "Last Updated" date at the top of this page reflects the most recent revision. Material changes will be posted on this page.