Oakville's real estate market is among the most sophisticated in Ontario — high property values, affluent borrowers, executive income structures, and waterfront properties that challenge standard lender qualification. Paul Hunjan specializes in exactly the deals that fall outside a bank's box: luxury home financing, self-employed executives, private mortgages, and power of sale bailouts.
Tell Paul about your situation — no obligation, confidential.
FSRA regulated. Your information is kept strictly confidential. OAC.
Oakville consistently ranks among Ontario's most desirable — and most expensive — real estate markets. Homes in Glen Abbey, Old Oakville, and along the waterfront regularly exceed $2M. Executive buyers, physicians, business owners, and move-up purchasers share one challenge: their income, asset, and property structures often don't fit the standard bank checklist.
Paul Hunjan has been structuring complex GTA deals since 2009 under MA Mortgage Architects, with access to 50+ lenders including portfolio lenders, B-lenders, MICs, and private capital that work with higher loan amounts and non-traditional income.
Whether it's financing a $3M Old Oakville estate, pulling equity from a Bronte investment property, stopping a power of sale in River Oaks, or structuring a mortgage for a self-employed consultant in Joshua Creek — Paul closes deals that require more than a standard application.
"We were purchasing a $2.4M home in Glen Abbey and our bank couldn't move fast enough. Paul came in, found the right lender, negotiated the terms, and closed everything in 8 business days. Exceptional service for a complex deal."
Oakville's premium market creates complex mortgage needs. Paul has structured solutions for all of them.
Declined by your bank or B-lender? Private mortgages fund quickly with flexible qualification — credit score, income, or property condition. Available across Toronto and the GTA. OAC.
Facing power of sale proceedings on your Toronto home? Paul has stopped foreclosures in Scarborough, Etobicoke, North York, and across the GTA. Don't wait — time is critical. OAC.
Toronto's home equity is substantial. A second mortgage lets you access that equity without breaking your first mortgage. Useful for debt consolidation, renovations, or investment. OAC.
Roll high-interest debt into your mortgage at a fraction of the rate. Toronto homeowners with equity can reduce monthly obligations significantly. Paul structures these deals regularly. OAC.
Toronto's entrepreneurial economy means thousands of self-employed borrowers struggle with bank qualification. Paul accesses lenders who use stated income, gross revenue, or bank statement programs. OAC.
Toronto investment properties — condos, duplexes, triplexes, student rentals — need lenders who understand rental income. Paul structures DSCR-friendly deals that banks often won't touch. OAC.
Pull equity, lower your rate, or restructure your debt. Toronto's property values give homeowners serious refinancing power. Paul evaluates every scenario to maximize your outcome. OAC.
Mixed-use, retail, industrial, or multi-residential in Toronto. Commercial lending is relationship-driven and deal-specific. Paul's lender network covers Toronto's diverse commercial landscape. OAC.
Never accept your bank's first renewal offer. At renewal, you can switch lenders without penalty. Paul shops the market across 50+ lenders to find you a better rate and terms. OAC.
Paul serves all Oakville communities and the surrounding Halton Region municipalities.
Also serving: Burlington, Mississauga, Milton, Hamilton, and all of Ontario for private mortgage transactions.
Oakville's premium real estate requires lenders with higher loan limits. Paul accesses portfolio lenders, private capital, and specialty products that handle high-value transactions.
No call centres, no junior assistants. You deal directly with Paul. Closing deadlines and bridge financing situations get same-day responses.
A-lenders, B-lenders, credit unions, MICs, and private capital — Paul's network covers every credit profile and high-value property category Oakville deals require.
Physicians, executives, business owners — Paul accesses lenders who understand corporate distributions, consulting income, and complex financial structures. OAC.
High-value properties, non-resident purchasers, multiple properties, power of sale — Paul specializes in the scenarios that exceed a bank branch's capability.
Licensed Mortgage Broker #M09001187 under MA Mortgage Architects (Brokerage #12728). FSRA regulated. Full duty of care on every transaction.
Common questions from Oakville homeowners and buyers about working with a mortgage broker.
Ask Paul DirectlyNo obligation. No credit check required to start. Paul will review your situation personally and give you a straight answer.
High-value properties, self-employed executives, power of sale, private bridge financing — if a bank said no or moved too slowly, call Paul.