Vaughan's real estate market — from Woodbridge estates to Maple new builds and Kleinburg luxury homes — demands a broker with deep lender connections and the experience to close deals that bank branches won't touch. Paul Hunjan has been doing exactly that for 15+ years.
Tell Paul about your situation — no obligation, confidential.
FSRA regulated. Your information is kept strictly confidential. OAC.
Vaughan is one of the GTA's fastest-growing cities — and one of its most nuanced mortgage markets. High property values, a large self-employed and business-owning population, luxury estates in Kleinburg and Woodbridge, and significant new construction activity mean standard bank qualification often falls short for Vaughan borrowers.
Paul Hunjan has been closing complex GTA mortgage deals since 2009. He operates under MA Mortgage Architects with direct access to over 50 lenders — A-lenders, B-lenders, credit unions, MICs, and private capital. When Scotia or TD says no, Paul finds the lender who says yes.
Whether you're pulling equity from your Woodbridge home, stopping a power of sale in Concord, qualifying as a self-employed contractor in Maple, or financing a Kleinburg luxury property, Paul structures the deal properly and closes it fast.
"I'm self-employed and my accountant writes everything off — my income looked terrible on paper. Paul found a lender who looked at my actual deposits and bank statements instead. We closed our Woodbridge home in under three weeks. Couldn't believe it."
Vaughan borrowers face unique challenges. Paul has structured solutions for all of them.
Declined by your bank or B-lender? Private mortgages fund quickly with flexible qualification on credit, income, and property. Available across Vaughan, Woodbridge, Kleinburg, and all of York Region. OAC.
Facing power of sale on your Vaughan property? Paul has stopped foreclosures across the GTA. Act immediately — the longer you wait, the fewer options remain. OAC.
Vaughan's large Italian-Canadian business community and contractor economy means many borrowers struggle with traditional income qualification. Paul accesses stated income and bank statement programs. OAC.
Vaughan's high property values mean substantial equity for homeowners. A second mortgage unlocks that equity without breaking your first mortgage — for renovations, debt consolidation, or investments. OAC.
Roll high-interest credit card and unsecured debt into your mortgage at dramatically lower rates. Vaughan homeowners with equity regularly reduce monthly payments significantly. Paul structures these clean. OAC.
Vaughan's rental market is strong — from Maple townhouses to Concord condos. Paul accesses lenders who properly account for rental income and structure DSCR-friendly deals. OAC.
Vaughan's property appreciation gives homeowners serious refinancing power. Pull equity, lower your rate, or restructure your debt. Paul evaluates every angle to maximize your outcome. OAC.
Vaughan's Highway 400 corridor, Vaughan Metropolitan Centre, and industrial zones require commercial lending expertise. Paul's lender network covers retail, industrial, mixed-use, and multi-residential. OAC.
Never sign your bank's first renewal offer without shopping it. At renewal, you can switch lenders without penalty. Paul's 50+ lender network finds you a better rate — every time. OAC.
Paul serves all Vaughan communities and the broader York Region municipality.
Also serving: Richmond Hill, Markham, King City, Nobleton, Bolton, Caledon, and all of Ontario for private mortgage transactions.
15+ years closing GTA deals including Vaughan's luxury estate market, new construction corridors, and commercial zones. Woodbridge, Kleinburg, and Maple all have property-specific lender nuances Paul navigates daily.
Vaughan's large business-owning and contractor community faces unique income qualification challenges. Paul specializes in stated income, bank statement, and gross revenue programs — the tools traditional banks don't offer.
A-lenders, B-lenders, credit unions, MICs, and private capital. Paul's lender network covers every credit profile, income type, and property category Vaughan deals require. OAC.
Vaughan's competitive resale market moves fast. Conventional deals close in 5–10 business days, urgent private mortgage situations in as little as 3–5 days when the file is complete. OAC.
No call centres or assistants. You deal directly with Paul — a licensed broker with the authority to make decisions and the lender relationships to make things happen.
Licensed Mortgage Broker #M09001187 under MA Mortgage Architects (Brokerage #12728). FSRA regulated. Full professional compliance and fiduciary duty on every Vaughan transaction.
Common questions from Vaughan homeowners and buyers about working with a mortgage broker.
Ask Paul DirectlyNo obligation. No credit check required to start. Paul will review your situation personally and give you a straight answer.
Self-employed, luxury property, bad credit, power of sale, investment portfolio — if Vaughan's banks said no, Paul finds who says yes.